End of Contract Vehicles

Coming to the end of your Hire Purchase or Finance Lease Contracts?

You may be coming to the end of your finance agreement and may be wondering what to do with your existing van.

If you’ve had your vehicle on finance you will own the vehicle unencumbered when you make the last payment. If the van is still running well then perhaps there is no impetus to change. However if your finance has a scheduled ‘balloon’ payment at the end then perhaps this may cause a cashflow problem.

Some finance, whether on HP or Lease, can be structured with a final payment that is designed to reduce the monthly outgoing to a more manageable amount for the customer. The final payment should have been set to a figure that at least meets but does not exceed the market value of the van. In this instance the customer can sell the van if necessary to generate funds to make the final balloon payment.

The problem comes when the balloon is set too high at the outset and the van is worth less than the final payment. This puts the customer in a NEGATIVE EQUITY situation.

Those customers finding themselves needing to trade in their end of contract vans – perhaps with a negative equity position – should call one of our experienced sales staff about affordable solutions. We regularly solve this sort of problem for our customers and at the same time put them into a new van.

Call us NOW on 0845 06 06 102 to hear how we can help.

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Citroen Relay

THE CITROËN RELAY OFFERS AN IMPRESSIVE RANGE OF EQUIPMENT IN OVER 30 CONFIGURATIONS

The Citroen Relay has a Gross Vehicle Weight (GVW) of up to four tonnes with payloads of almost two tonnes . The Citroen Relay is available in five lengths, four wheelbases and three heights , encompassing usable load spaces from 8m3 to 17m3.

Citroen Relay is available in Panel Van, Chassis Cab, Crew Cab and Combi passenger vehicle variants. With such a diverse and comprehensive range, the Citroën Relay can be tailored to meet the needs of even the most specialist customer. Powering the Citroën Relay are three diesel engines: a 2.2HDi 100hp optimised for low emissions and low fuel consumption, a 2.2HDi 120hp with exceptional pulling power and a 3.0HDi 160hp which gives maximum power and torque. All three have manual gearboxes, the more powerful ones working with six speeds, to deliver the impressive performance that is associated with Citroën diesel technology. Read more...

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Nissan NV200 Vans

The Nissan NV200 goes head-to-head with the likes of the Citroën Berlingo, Volkswagen Caddy and Ford Transit Connect. The NV200 will sport Renault’s 1.5 dCi diesel powerplant. Nissan LCV Sales Director, Tony Lewis said the NV200 was a truly sector-breaking van that focused on cargo space, value and comfort. He said: “From the B pillar forwards it’s a car and after that it’s a van.”

The Nissan NV200 van will be available, with E and SE grades. E features ABS brakes as standard, along with electronic brake distribution, driver airbag, one-third bulkhead, manual windows and immobiliser. SE adds electric windows and mirrors, keyless entry, a full bulkhead and driver’s seat height adjustment.

The Nissan NV200’s real strength comes in its size. Although it looks like a standard small van, it offers a load volume of 4.2 cubic metres – more than in the old Citroën Dispatch – and has a tight turning circle for urban manoeuvring but will carry two Euro Pallets. Load length is 2,040mm while height is 1,358mm. Gross vehicle weight, meanwhile, is 2,000kg, while payload is a respectable 752kg.

The Renault engine hardly needs any introduction as it graces most of the French maker’s cars and vans.

The Nissan NV200 truly breaks all the old segment rules – it’s a small van that has big van capabilities. The driver’s seat is perched up high, which means that for multi-drop users, getting in and out is very easy. It gives excellent views of the road ahead and makes the NV200 feel bigger than it really is. The passenger seat folds down to allow extra cargo space and there’s also a little desk on the back, which should prove useful now that white van man is expected to carry out all sorts of other tasks.